Center for Working Families (CWF)

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Center for Working Families (CWF)


The Center for Working Families® (CWF) is a new approach to help low-income families reach financial stability. The CWF approach brings together – or bundles – access to a full range of essential economic supports, including income enhancement and work supports, employment services, and asset building services in one convenient location to help families build self-sufficiency, stabilize their finances, and move up the economic ladder.  This model teaches clients to “Earn It”, “Keep It” and “Grow It.” 

During the year 2015, the CWF program assisted a total of 517 low-income individuals/families. Those participants benefited from integrated employment services coupled with income supports and financial education with individualized financial coaching geared towards helping them become financially stable and reach long-term economic self-sufficiency. 

2015 Impact:

  • 79% acquired employment or a better job
  • 87% of employed participants reduced debt and/or improved credit scores in 12 months
  • 100% learned about budgeting, saving, and how to make the right choice financial choices
  • 100% of eligible participants were referred to asset-earning programs

Financial Literacy Expands to other programs - This key component of the CWF program expanded into other HUF program areas.

  • 153 youth at local high schools learned financial fundaments
  • Future Americans in our citizenship classes learned how to manage their money
  • Participants of our Comprando Rico Y Sano program learned how to buy healthy food on a limited budget

Housing Education tied to Housing Discrimination workshops were also added to teach our program participants how to prepare for housing financial transactions. 

New Certification Training – In June, HUF provided its own Customer Service and Retail Sales Training, applying a tested model from the National Retail Foundation.

Partnership with Broward County Government and Human Services – ARC Broward, Hispanic Unity and the Urban League partnered with Broward County’s Human Services Dept to help families in Broward become self-sufficient and productive.

Health Marketplace - 7 Navigators assisted 509 clients in submitting applications; 245 clients purchased a plan with annual savings of $1,494,609 in healthcare costs.

Supplemental Nutritional Assistance Program (SNAP) served an additional 1,591 clients in Broward and Miami-Dade Counties. The SNAP assistance provided at two Miami-Dade college campuses. 

Value Added Programs:
Individual Development Account (IDA), a 4-time matching gift for education, home purchase or small business funding, National Council of La Raza (NCLR), child care with Broward Regional Health Planning Council and access to education and training assistance with Community Action Agency.


Key Program Funding Partners

This program would not be possible without the support and leadership of:

Eugenio R. Torres, Founder of Hispanic Unity
shares HUF’s early years in his:

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Hispanic Unity of Florida: Client Stories

Hispanic Unity was founded more than 34 years ago by community leaders to ease the acculturation transition for newcomers from other nations. Today this nonprofit provides assistance through 12 programs and 30+ services, in four languages, to Broward's diverse community. Hispanic Unity remains the county's largest agency dedicated to the immigrant population, providing them with the tools they need to build a new life. In 2015, the agency served 17,000+ clients, from toddlers to adults.